Weekly Payment Brings Relief to Pensioner Couples: As living costs continue to challenge households across the UK, the Department for Work and Pensions (DWP) is offering a vital financial lifeline for pensioner couples through Pension Credit.
This benefit can provide up to £346.60 per week for eligible couples, helping low-income pensioners cover daily expenses and enjoy a better quality of life.
With an estimated 700,000 eligible pensioners missing out, now is the perfect time to check if you qualify for this tax-free support.
What Is Pension Credit?
Pension Credit is a government benefit designed to support pensioners on low incomes. For couples living together, it ensures a combined weekly income of up to £346.60, while single pensioners can receive up to £227.10.
Beyond the cash boost, Pension Credit unlocks additional perks, including discounts on housing costs, Council Tax reductions, and a free TV licence for those over 75.
Many pensioners mistakenly believe owning a home or having savings disqualifies them, but the DWP clarifies that eligibility is more flexible than most think.
Who Qualifies for the £346 Weekly Payment?
To claim Pension Credit, couples must meet specific criteria:
- Age: Both partners must be at least 66 (state pension age) by September 21, 2025.
- Income: Combined weekly income should be below £346.60, factoring in pensions, savings, and some earnings.
- Residency: You must live in the UK.
- Additional Support: Couples with a partner who has a severe disability may receive an extra £82.90 per week.
Small savings or home ownership won’t automatically exclude you, making it worth checking your eligibility.
Why Are Pensioners Missing Out?
Despite its benefits, around 700,000 eligible pensioners aren’t claiming Pension Credit. Many assume they don’t qualify due to savings or property ownership, while others are unaware of the benefit entirely.
The application process, which takes about 50 working days, can also seem intimidating. However, the DWP is working to raise awareness and simplify applications, emphasizing that the average annual boost is around £4,300.
How to Apply for Pension Credit
Applying is straightforward—contact the DWP online, by phone, or by post. You’ll need to provide details about your income, savings, and living situation.
Approved claims are backdated, so don’t delay. With winter approaching and heating costs rising, this payment could ease financial stress for many couples.
Take a few minutes to check your eligibility today. Pension Credit could provide the financial relief you need to live more comfortably in 2025.